You’ve got big money to buy your first apartment, but have not had the experience. Do not hurry, answer the following eight questions to get the right decision for the first important decision in life.
Getting a large sum of money to buy your first apartment will make you excited, but do not rush. Because buying a home is important, and buying a home for the first time is not easy for those who have not had the experience. To make the right decision at the first time, experts recommend 8 questions to answer below:
Why do I have to buy a house?
First of all, you have to give reasons why you want to buy a home. You buy for business or to stay. According to real estate expert Elizabeth Kee of CORE, a New York real estate consultancy, she had a case of wanting to buy a home for a real estate business when she heard of the New York real estate business. profit. This is the wrong decision, because if you want to buy a home for business you have to choose the right time. Buy at low prices and sell when new high prices help you regain profit. And buying a house when it is being priced will often lead to heavy losses. So when you buy a home you have to give reasons to buy a house to determine the target and solution
Will I have enough money to buy a house?
If you live in a countryside or suburban home, buying a home is synonymous with housing for a family. In many big cities, there will be more options for the purpose of buying a home. If you are just in the process of settling in, you can buy a house in alleys, blocks, or apartments. If you serve business: open salons, spas, open stores, open a company … you need houses right on the road or at least a wide alley near the road. Equally, the price is also rising. So, you need to determine the purpose of buying a home and consider whether you are eligible to meet that need.
How much do I need to buy a home?
If you have enough money to buy a house then you are extremely lucky. However, first-time homebuyers are often young people who are not financially able to afford to buy a home in a big city where they are working. To get a place to settle down, they often seek to borrow, or mortgage.
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Whether you borrow money or mortgage, you must consider whether you can afford to pay in the future based on your current income, assets and liabilities. When planning your repayment, it is important to understand that repayment has a huge impact on your life and income, your monthly as well as your long-term expenses. Why bind you to a place to live for 30 years while sacrificing your interests every month to get a payday loan?
Who is your associate?
Associates here advise you on finance, mortgages and real estate. Not only are your relatives, you need advice from more professional people, real estate professionals, banks and mortgage lenders. “Buying a home is not just an investment issue that needs special attention, but it’s a difficult task, if you do not get the advice you need,” Kee said.
You need financial experts to give you advice, help you orient your current financial situation, need a mortgage loan specialist to help you choose the right form of loan and real estate expert to Give you the most suitable option. They need the knowledge and patience to advise and answer all your questions.
Who provides the most reliable advice?
You’ve got expert advice, but you also need the person you trust most to understand you best to give you the advice that works best for you. It is not a friend at all, they do not understand you most clearly, the more you do not benefit from buying a home, the less time they have for you. Do not ask your mother because she just wants you to buy a house when you are married, have a baby and have more money. Once you have decided to buy a home, you need some serious support and help you make the most important decisions in life.
Does the area have environmental pollution?
Once you’ve found a good home but are getting contaminated surroundings, it’s a good idea to get rid of the house right away from your opt-in list. This is a problem that needs to be considered carefully because it greatly affects the health of your family. You can find out on the Internet, get advice from consultants and people living around the area.
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7.Is it near schools, markets, hospitals?
If you are looking to buy a house to stay with your family, this question is important, especially if there are young children in the home. In fact, this is the first concern of any real estate customer. Schools, markets and hospitals serve as basic household needs. You can get information from a real estate consultant who sells to you. However, if the house is near markets, schools and hospitals, the price will be more expensive than other houses. You need to find out carefully and make the best choice.
What is the security situation around the area?
You have found a home that satisfies your needs and fits your budget, but you also need to find out about the security situation in that area. Is this a safe place to live? Are there many crimes or are there frequent crimes happening around here? Real estate agents will never give you honest answers about that. It is best to ask the area police, who directly manage the area, will give you the most accurate answer. Also, you can consult the people living around that, or look up information on the forums.
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