Buying A Home With A -Year Deferred Payment


Recently, the trend of building apartments for young customers is going strong in the real estate market. According to many opinions, besides the creation of affordable products, investors also need to study the provision of financial solutions for young customers to increase the opportunity to own a home. The success of Him Lam Phu An is an example.

Luxury apartment but affordable

On November 26th, Him Lam Land announced Block A Block Him Lam Phu An, District 9 – the project is located at the gateway Hanoi Highway, next to the metro line, 3.5km from Saigon Bridge. In just one morning, 308 apartments have been ordered by customers. There are 20 apartments for customers to draw to get.

Him Lam Phu An project

The apartment is worth 1.5-1.8 billion VND / unit, but the buyer is deferred 1% in 6 years (15-18 million / month).

Him Lam Phu An is a project of Him Lam Land – a brand associated with the success of high-end projects such as Him Lam Riverside, Him Lam Cho Lon, Him Lam Phu Dong – as developer and investor. The project is planned in the most modern, comfortable and secure in the area with high standard amenities including supermarket, swimming pool, green park, children’s play area, commercial center, restaurant, coffee, gym, kindergarten … All ensure the residents experience the most comfortable living in their home, but the management fee is only 7,000 VND / m2 / month.

~~>>See more information about the real estate law here: Vietnam real estate law

Notably, the project is located beautifully but the price is only VND1.5 – VND1.8 billion (2 bedrooms, 2 WC), handover for customers with high-class furniture such as Toto, Teka … With class and competitive price, it is not surprising that when Him Lam Land introduced to the market, Him Lam Phu An attracted a lot of customers to visit, find out more information.

Surprise from the financial solution package for 6 years

In fact, besides the class and price of apartments or prestigious brand Him Lam Land, the attractiveness of Him Lam Phu An project also comes from the package of superior financial solutions to provide customers. Him Lam Land has applied the longest deferred payment policy on the market today only pay 45% of the value until the receipt of the house in two years, the buyer will be fully exempted bank interest, 50% of the remaining apartment value will be deferred for the next 4 years after receiving the house.

Him Lam Phu An project

This payment is entirely within the reach of middle-income and stable families.

Therefore, the total payment time is up to 6 years (72 months) and divided by deferred payment 1% / month (equivalent to 15 – 18 million / month). This is a flexible, prolonged and first-time payment policy designed by the owner to make it easy to own a home for young people. Thus, the customer only pay 15 – 18 million / month can own a luxury apartment, full facilities in Him Lam Phu An. This payment is entirely within the reach of middle-income and stable families. Because, if compared to rent to have an apartment in the area of Hanoi Highway rent must also from 14 – 16 million per month.

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