Master An Phu apartment project is adjacent to the Metro 1 (Ben Thanh – Suoi Tien) and the largest commercial center in the East of Ho Chi Minh City.
All apartments at Masteri An Phu are under the agreement with Techcombank for guarantee and apartment loans. In this article, Vietnam Real Estate will provide instructions on loan procedures to buy Masteri An Phu apartment from Techcombank.
To qualify for a loan from Techcombank, you need to know the procedures and prepare the following documents:
- The first: the household registration book of the apartment (wife and husband)
- The second: the identity card (spouse)
- The third: the statement of monthly income statement: salary statement or contract of renting house, car … (wife and husband) if monthly payment (including principal and interest) accounts for about 70 % of income is eligible for loan.
- The fourth: a certificate of low-interest loans introduced from the competent state agencies (if any).
- The fifth: Masteri An Phu deposit contract for banks to disburse procedures on time to the investor.
Note: All of the above papers need to have a stamp on the local side of the locality, after providing the relevant documents when the procedure of borrowing the goods will have a re-appraised apartment. Customers choose to buy and schedule disbursement, then the customer will receive a “credit disbursement” from the bank loan.
What are the benefits of buying Masteri An Phu when borrowing from Techcombank?
Techcombank is a reputable bank in the field of real estate lending in Vietnam. In recent years, the bank has worked extensively with a large number of reputable developers lending to nationwide level projects.
With the cooperation program between Techcombank and Master Phan An Phu Project investor Thao Dien Investment, customers will have the opportunity to effectively invest in loans without having to repay interest for up to 18 months. In addition, customers will be supported by Techcombank, up to 70% of the value of the apartment for a period of 20 years and a grace period of 18 months. In addition, the customers of Masteri An Phu apartment project are also supported by Techcombank with preferential interest rate of 8.49% per annum, fixed per annum or fixed interest rate of 9.49% per annum for 2 years (24 months) with a loan term of up to 25 years. In case customers do not use the interest rate loan package from Techcombank, they will receive a 2% discount on the value of the apartment. If you choose to pay early, customers can receive up to 11% discount.
Some other incentives when buying an apartment at Master An Phu from Techcombank:
- It is possible to buy real estate to buy property as security
- Determination of loan limit when collateral is not required
- Quickly browse records without proof of income
- Flexible repayment method.
- Interest rate incentives
>>> Read more: Apartment for sale in District 2, HCMC
Customers are completely assured when borrowing to buy Masteri An Phu apartment from Techcombank
With the success of the Masteri brand through projects such as Masteri Thao Dien, M-One District 7, Millennium District 4, it is easy to predict that the bank will guarantee an upcoming Masteri An Phu project and Techcombank.
For Techcombank, this bank is the sponsor of all Masteri An Phu loans, and keeps track of all funds paid to Thao Dien Investment. If the owner violates the contract of transfer of the house under the contract, Techcombank will pay all the benefits to the customer in accordance with the contract, including the amount paid by the customer, interest that the investor is responsible for payment.
Techcombank CEO Do Tuan Anh said: “Techcombank trusts Masteri An Phu’s success and is committed to working with its customers.”
Masteri An Phu project is not open for sale but is under construction, it is expected to be completed and handed over in the second quarter of 2018. Cotec Joint Stock Company (Coteccons), experienced unit in the field of construction, is still contractor been trusted by Thao Dien Investment for this project, in addition to Techcombank.
With the advantage of the prestige of the owner, the loan guarantee partner, the construction contractor, and at the same time possesses a prime and strategic position, Master An Phu will surely be a very potential project and receive great attention from this market in 2017. This is really a remarkable opportunity for customers who want to live or invest in Master An Phu apartment project.
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